Question: My insurance does not cover the cost of my lung cancer treatment. What are my options?  

Answer: When insurance does not cover the cost of lung cancer drug treatments, there are a few options to explore for financial assistance.  

  1. Get to know your insurance: We know dealing with your insurance company can be daunting, but if you take the time, you may find they offer more than you think. First, check with your employer to see if they have a representative you can contact who can walk you through your plan. Otherwise, call the insurance company’s customer service team and ask to speak to a representative (not just an automated recording). There may be options to help cover your treatments that you are not yet aware of.  
  2. Medicaid and Medicare: If you meet the eligibility criteria, Medicaid and Medicare programs can provide coverage for medical expenses, including lung cancer treatments. These programs have specific income and medical condition requirements, so it is advisable to contact your local Medicaid or Medicare office to determine eligibility and learn about available benefits. 
  3. Financial assistance programs: Some hospitals, cancer centers, and community organizations offer financial assistance programs for cancer patients. These programs may help with medical bills, transportation costs, and other related expenses. Reach out to your healthcare provider, social worker, or local cancer support organizations to inquire about any available programs in your area. 
  4. Patient assistance programs (PAPs): Many pharmaceutical companies offer PAPs to provide financial support for individuals who cannot afford their medications. These programs may offer free or discounted drugs or help with co-payments. Contact the specific drug manufacturer to inquire about their PAP and eligibility criteria. 
  5. Nonprofit organizations: Numerous nonprofit organizations provide financial assistance and support for people living with cancer. Examples include, but are not limited to, the Patient Advocate Foundation, CancerCare, and the American Cancer Society. Research and reach out to organizations that specialize in lung cancer to see what assistance they can provide. You can also give our HelpLine a call at 1-800-298-2436 to help you navigate this process.  
  6. Clinical trials: Participating in clinical trials can sometimes provide access to experimental treatments at no cost or with financial assistance. Clinical trials may offer the opportunity to receive cutting-edge therapies that are not yet widely available. Consult with your healthcare provider or search for clinical trials related to lung cancer treatment in your area. You may also contact GO2’s LungMATCH team to discuss clinical trials. 

Remember, it is important to actively reach out and explore all possible avenues for financial assistance. Each situation is unique, so it is advisable to seek guidance from healthcare professionals, social workers, or financial counselors who specialize in cancer care to identify the best options for your specific circumstances.

Please note that the information included in any published answer is for educational pursuit only and is not intended or implied to be a substitute for professional medical advice. The reader should always consult their healthcare provider to determine the appropriateness of the information for their own situation. Nothing from GO2 for Lung Cancer should be construed as an attempt to offer or render a medical opinion.